Making a choice to file bankruptcy is not always an easy decision. If you’re financial situation has changed and you find yourself struggling unable to fulfill your current debt obligations then a Chapter 7 bankruptcy may be a viable solution to remedy your current financial dilemma.
Stress caused by financial hardships can easily impact a person’s judgment from making rational decisions. Our Bankruptcy attorneys in Brandon Florida have the experience and knowledge to determine your best course of action, including what type of bankruptcy is right for your current situation.
Affordable Brandon Bankruptcy
Our Brandon Bankruptcy Attorney offers reduced legal fees for chapter 7 and chapter 13 bankruptcy. Our lawyers understand times are economically hard for many families and individuals that struggle day to day just to make ends meet. For those who qualify for chapter 7 bankruptcy it can provide relief allowing debtors to walk away free and clear from their debt obligations giving many filers a fresh start.
Chapter 7 Bankruptcy a fresh start
Chapter 7 Bankruptcy is the most common type of bankruptcy filed by Florida residents. There are many advantages and disadvantages associated with this type of bankruptcy, scheduling a free consultation with our Brandon bankruptcy attorney will help you realize the positive and negative benefits related to your individual financial situation. Keep in mind your situation can vary greatly from others depending on various circumstances and the types of secured and unsecured debts you acquired.
Chapter 13 Bankruptcy Saving your home from foreclosure
Chapter 13 bankruptcy can be used to save a home by stopping foreclosure and allowing a debtor time to repay missed payments over time, however you must make current monthly mortgage payments when due on time. This type of bankruptcy can also be used for secured, debts like car loans allowing rescheduling of secured debts over a 3 to 5 year period. Another advantage in certain circumstances a chapter 13 can force unsecured creditors to receive only a portion of their claim.
Our Brandon bankruptcy attorneys can help determine the best course of action based on your individual circumstances. We understand filing for bankruptcy can be a difficult decision to make without sound legal advice. Contact us today for a free bankruptcy consultation