Our Affordable Lakeland bankruptcy attorney can help with chapter 7 or chapter 13 bankruptcy if you are faced with foreclosure. The number one question many people ask is if bankruptcy can save their home. We understand the family home is one of the most valued possessions a person can acquire in their lifetime.
Our attorneys are here to help and can answer your complex questions with a free bankruptcy consultation. Our bankruptcy attorney can provide many possible solutions to help save your home depending on your current situation. Not everything is set in stone but in many cases filing for bankruptcy may help to you save your home from foreclosure.
Chapter 7 allows debtors to get rid of most of their debts and start over with a clean slate. Chapter 7 bankruptcy filers in many cases can keep their home provided they are current on their mortgage. However, it is important to know that not just anyone can file for a chapter 7 bankruptcy, a means test is a tool used to see if a person qualifies for this type of bankruptcy protection.
Click here to read more about the chapter 7 means test.
Chapter 13 Bankruptcy
A chapter 13 bankruptcy can be looked upon like a debt consolidation loan but is has much more legal authority. For example, a chapter 13 can be used to catch up on missed mortgage payments and can also force unsecured creditors to receive only a portion of their claim.
Keep in mind many factors do come into play so it is very important to consult one of our Lakeland bankruptcy attorneys who will know the best course of action to saving your home in regards to your individual circumstances.
We offer Affordable chapter 7 and Chapter 13 Bankruptcy
Chapter 7 Bankruptcy starts from $999 plus a court filing fee of $335.
Chapter 13 bankruptcy starts from $999 plus a court filing fee of $310.
Stop creditors from harassment.
Harassment from creditors can be very stressful when you are unable to repay your financial obligations. Creditors and debt collectors can really put a toll on your mental status and marital relationship. The automatic Stay can provide peace of mind by legally stopping all collection efforts until your bankruptcy is discharged.
Click here to read more about the Automatic Stay.
Contact our Affordable Bankruptcy lawyer today to schedule a free bankruptcy consultation.